
Most buyers think a buyer's agent’s job is just “finding a house.”
That’s only the surface.
From my side of the transaction, a good buyer's agent:
Keeps the deal on track by managing deadlines, paperwork, and contract requirements
Communicates clearly with the lender, title company, inspectors, and seller
Negotiates smartly on price, repairs, and seller concessions that can directly impact your loan
Anticipates problems early, before they become deal-breakers
Understands financing timelines, so expectations stay realistic
When an agent understands generally how financing works, the entire process becomes smoother for the buyer.
Every so often, a buyer says:
“I don’t want to pay commission.”
“I can negotiate this myself.”
“The listing agent can handle it.”
On paper, that might sound reasonable. In reality, it often creates risk.
From my point of view, buyers without representation often run into problems like:
Missing contract deadlines, which can cost earnest money
Overpaying, because they didn’t negotiate effectively
Poor inspection negotiations, leading to unexpected repair costs
Misunderstanding the contract, especially legal language
Relying on the seller’s agent, whose legal duty is not to protect the buyer
Without a buyer's agency agreement, the seller’s agent works for the seller — not you. Without your own agent, no one is truly advocating for your interests.
When I work with a strong buyer's agent, it directly benefits the buyer because:
Seller concessions are negotiated properly (which can lower closing costs or interest rates)
Appraisal issues are handled strategically
Repairs are documented correctly for underwriting
Everyone stays aligned on timelines
That coordination reduces stress, delays, and last-minute surprises.
Buying a home is one of the biggest financial decisions you’ll ever make. Trying to do it alone to “save money” often costs more — in time, stress, or actual dollars.
In my opinion, a great buyer's agent isn’t optional — they’re a key part of a successful home purchase.
And if you ever need help choosing one, I’m happy to guide you.
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Mark Crunk | NMLS #2267612 | Barrett Financial Group, L.L.C. | NMLS #181106 | 275 E Rivulon Blvd, Suite 200, Gilbert, AZ
85297 | AK AK181106 | CO | MO | NC B-203722 | Equal Housing Opportunity | This is not a commitment to lend. All loans are
subject to credit approval. | nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/181106