Recent Articles
Understanding Automated Underwriting: What It Is and What the Results Mean
When applying for a mortgage, one of the key steps in the process is the automated underwriting system(AUS). But what is it, and why does it matter for homebuyers?
Published on 01/10/2025
Expert Predictions for the 2025 Housing Market
Find out what the experts are anticipating for 2025 housing
Published on 01/10/2025
How to Boost Your Odds of Receiving an Approve/Eligible from an Automated Underwriting System (AUS)
As your loan officer, my goal is to guide you through the mortgage process and help you achieve that all-important "Approve/Eligible" decision from the Automated Underwriting System (AUS). Whether it’s Fannie Mae’s Desktop Underwriter (DU), Freddie Mac’s Loan Product Advisor (LPA), or another system, the AUS evaluates your application based on several key factors. Here’s how to significantly increase your chances of approval.
Published on 01/08/2025
How to Buy a Home with Low Income: Yes, It’s Possible!
Learn how to buy a home with low income using practical tips, loan programs, and expert advice. Discover affordable options and assistance programs to make homeownership possible!
Published on 12/11/2024
Affordable Homeownership: 6 Questions to Help Lower Costs
Affording a home in today’s market can feel overwhelming, but there are actionable steps you can take to make it easier.
Published on 12/04/2024
Fall for Savings: Why the Holiday Season Might Be the Best Time to Buy a Home
While spring and summer are traditionally popular for real estate transactions, the fall and holiday months offer unique advantages that can make buying a home during this period particularly beneficial.
Published on 11/27/2024
Why It Might Be Time to Trade Living with Your Parents for a Place of Your Own
While living with parents can be a practical solution in certain circumstances, exploring homeownership can offer long-term financial benefits and personal growth.
Published on 11/20/2024
Mortgage Rates, Inflation, and a Buyer-Friendly Market: How to Navigate Your Next Home Purchase
While economic indicators like inflation and Federal Reserve policies are important, the current increase in housing inventory and slower price growth present a promising opportunity for homebuyers.
Published on 11/13/2024
What the Fed’s Expected Rate Cut Means for You—and Four Key Questions to Watch
Explore how the Fed’s expected rate cut and recent election outcomes could impact economic policy, inflation, and job growth—what this means for borrowers and the broader economy.
Published on 11/06/2024