Recent Articles
Falling Mortgage Rates Could Revitalize the Housing Market – What It Means for Buyers & Sellers
Mortgage rates have dropped to their lowest levels since December, making homeownership more affordable. Learn what this means for buyers and sellers in today’s market.
Published on 03/19/2025
Should You Keep Renting or Buy a Home?
If you're holding off on buying a home because you're worried about home values dropping, you're not alone. Many renters hesitate, fearing that real estate prices might decline after they buy, leaving them with a property worth less than what they paid. But what if waiting to buy is actually costing you more in the long run? While it’s natural to be cautious, let’s break down why homeownership offers stability, long-term financial benefits, and even generational wealth, especially when compared to the ongoing uncertainties of renting
Published on 03/18/2025
Selling Your Home? What You Need to Know About Capital Gains Taxes
Learn how capital gains taxes work when selling your home and how to reduce what you owe. Consult a tax professional for personalized advice.
Published on 03/12/2025
Herd Mentality and Not Buying a Home: Is Fear Holding You Back?
Herd mentality doesn’t just apply to people rushing to buy homes—it also plays a major role in why some people choose not to buy. Just as buyers can be influenced by what others are doing, potential homeowners can be swayed by negative market sentiment, fear of a crash, or the belief that renting is always the safer option. But is that really the best financial move? In this blog, we’ll explore how herd mentality can prevent people from buying a home and why it’s important to separate emotions from smart financial planning.
Published on 03/10/2025
Why Do People Rent Instead of Buying a Home?
For many, homeownership is the ultimate financial goal—yet millions of people continue renting year after year. Is it due to a lack of information? Fear of commitment? Financial constraints? Let’s break down the reasons why people choose to rent instead of buy and whether those reasons hold up under closer scrutiny.
Published on 03/10/2025
A Tale of Two People: Renting vs. Buying with a 600 Credit Score
Renting vs. Buying: The Financial Truth After Two Years Meet Alex and Jordan—two individuals, two housing choices, and very different outcomes after two years. Alex, the renter, chose a comfortable 3-bedroom home, spending a total of $51,880 over two years with no equity gained. Jordan, the buyer, leveraged a USDA loan, seller concessions, and strategic financing. Though he paid slightly more monthly, he built approximately $17,421 in equity over the same period. After two years, Jordan is ahead financially by approximately $12,285, even after factoring in the lower costs Alex experienced as a renter. The takeaway? Renting can feel cheaper initially but doesn't build long-term wealth. Buying, even with moderate credit, can position you for lasting financial stability. Ready to explore homeownership? Let’s create your roadmap today!
Published on 03/08/2025
Why Now Is the Time to Apply for a Mortgage
Mortgage demand is surging as rates drop. Don’t wait—now’s the time to apply and lock in your opportunity before competition heats up.
Published on 03/05/2025
Mortgage Rates Hit 4-Month Lows: What This Means for You
Mortgage rates have dropped to a 4-month low, creating new opportunities for homebuyers and homeowners looking to refinance. Learn how to take advantage of lower rates today.
Published on 02/26/2025
Buying vs. Renting in 2025: Why Homeownership Still Wins
In 2025, buying a home is more affordable than renting in most U.S. markets. Learn why homeownership remains the smarter long-term investment.
Published on 02/19/2025